Ford PCP Refund 2025 Claim for Mis-sold Car Finance

Mis-selling of car finance or PCP agreements can have significant financial repercussions, especially if you entered into such an agreement with Ford under misleading circumstances. One potential sign that your agreement might have been mis-sold by Ford is if you were not informed about the commission the dealership earned from recommending a specific finance deal. This lack of transparency could have influenced their recommendation and is crucial to understanding the motivations behind their advice. Furthermore, if the terms of the agreement, such as interest rates, balloon payments, or total repayment costs, were not clearly explained to you, it suggests that Ford may have failed in its duty to provide all necessary information for you to make an informed decision. Affordability is another critical factor; if you were approved for a Ford finance deal despite financial constraints like low income or poor credit history, this raises concerns about responsible lending practices. High-pressure sales tactics are another red flag—you should not feel coerced into signing an agreement unless you are comfortable with the terms. Lastly, if you believed you would own the vehicle outright at the end of your Ford PCP agreement and weren’t properly informed about the final balloon payment, there’s a strong indication that the details of the PCP agreement were not adequately communicated to you. Identifying these signs is essential to determine if your Ford finance deal was mis-sold, ensuring that consumers can seek remedial action if necessary.

Signs That Your Car Finance or PCP Agreement Was Mis-Sold by Ford

Identifying whether your car finance or PCP deal was mis-sold can be challenging. Here are some common signs to look out for:

1. You Were Not Informed About Commission
   If the dealership didn’t disclose that they were earning a commission for recommending a specific finance deal, you may have been mis-sold.
2. The Terms Were Not Properly Explained
   Were you unsure about the interest rates, balloon payment, or total repayment costs? If these weren’t clearly explained, the agreement might have been mis-sold.
3. You Couldn’t Afford the Repayments
   If you were approved for car finance despite having a low income, poor credit history, or significant existing debts, this could constitute irresponsible lending.
4. You Felt Pressured Into the Agreement
   High-pressure sales tactics from the dealership or lender can lead to customers agreeing to deals that aren’t in their best interest.
5. You Were Misled About PCP Terms
   If you were under the impression that you would own the car at the end of a PCP agreement without understanding the balloon payment, the deal may not have been properly explained.

We can help you make a Claim for Mis-sold PCP by Ford

At Facility Review LTD, we specialize in assisting customers with claims related to mis-sold Personal Contract Purchase (PCP) agreements, specifically those involving Ford vehicles. Our dedicated team of experts understands the complexities and nuances of PCP agreements, which can sometimes lead to misunderstandings about the terms and conditions of your contract. If you suspect that your PCP agreement with Ford was mis-sold, we are here to provide you with professional guidance and support every step of the way. Our service operates on a ‘no win, no fee’ basis, which means you have nothing to lose by pursuing your claim with us. We are committed to ensuring that you achieve the outcome you deserve without any financial risk. Our knowledgeable professionals will thoroughly assess your case, gather necessary documentation, and formulate a strong claim on your behalf. To start the process, simply click the button on our website, and you will be guided through a straightforward initial assessment. Our goal is to make this process as seamless and stress-free as possible for you, so you can focus on getting the compensation you may be entitled to. By choosing Facility Review LTD, you are selecting a partner who is dedicated to your rights as a consumer. Let us handle the complexities of your mis-sold PCP claim with Ford, while you benefit from our expertise and commitment to achieving the best possible outcome for you.