Marsh PCP Refund 2025 Claim for Mis-sold Car Finance

Identifying whether your car finance or PCP agreement was mis-sold by Marsh, or any other dealership, involves paying close attention to several key factors. One common sign of mis-selling is if Marsh did not inform you about earning a commission for recommending a specific finance deal. Transparency regarding commissions is crucial, and its absence could indicate mis-selling. Additionally, if the terms of the agreement were not properly explained by Marsh—including details on interest rates, balloon payments, or total repayment costs—you might have an argument for mis-selling, as these elements are fundamental to understanding your financial commitment. Another significant sign is if Marsh approved your finance without performing a thorough assessment of your financial situation. Being given a deal despite a low income, poor credit history, or substantial existing debts could reflect irresponsible lending practices. Also, consider whether you felt pressured into the agreement by Marsh. High-pressure sales tactics are unethical and could suggest the deal was not genuinely in your best interest. Lastly, if you were misled about the PCP terms by Marsh—specifically, if you believed you would own the car at the end of the agreement without being aware of the necessary balloon payment—this might constitute a mis-sold agreement. These indicators highlight the importance of complete transparency and ethical practices in finance agreements, and if any of these resonate with your experience with Marsh, it may be worth seeking further advice or taking action.

Signs That Your Car Finance or PCP Agreement Was Mis-Sold by Marsh

Identifying whether your car finance or PCP deal was mis-sold can be challenging. Here are some common signs to look out for:

1. You Were Not Informed About Commission
   If the dealership didn’t disclose that they were earning a commission for recommending a specific finance deal, you may have been mis-sold.
2. The Terms Were Not Properly Explained
   Were you unsure about the interest rates, balloon payment, or total repayment costs? If these weren’t clearly explained, the agreement might have been mis-sold.
3. You Couldn’t Afford the Repayments
   If you were approved for car finance despite having a low income, poor credit history, or significant existing debts, this could constitute irresponsible lending.
4. You Felt Pressured Into the Agreement
   High-pressure sales tactics from the dealership or lender can lead to customers agreeing to deals that aren’t in their best interest.
5. You Were Misled About PCP Terms
   If you were under the impression that you would own the car at the end of a PCP agreement without understanding the balloon payment, the deal may not have been properly explained.

We can help you make a Claim for Mis-sold PCP by Marsh

At Facility Review LTD, we understand the challenges that can arise from the mis-selling of a Personal Contract Purchase (PCP) agreement, and we are here to help you navigate the process of making a claim against institutions such as Marsh. Our expertise in financial mis-selling claims enables us to provide professional and comprehensive assistance to ensure you receive the compensation you deserve. We operate on a “no win, no fee” basis, which means you can pursue your claim without any upfront costs or financial risk. Our dedicated team of experts will thoroughly assess your case, identify any instances of mis-selling, and strategically advocate on your behalf. Whether it involves undisclosed fees, misleading terms, or unsuitable financial advice, we are committed to rectifying the situation and securing your rightful compensation. Initiating your claim with us is straightforward and convenient—simply click the button on our website to get started. Once initiated, our team will promptly reach out to you to discuss your case further and provide guidance tailored to your individual needs. At Facility Review LTD, our goal is to make the claims process as seamless as possible, ensuring your rights are protected and your claims are handled with the utmost professionalism and efficiency. Trust us to be your partner in navigating the complexities of financial mis-selling and reclaiming what you are entitled to.