Nova PCP Refund 2025 Claim for Mis-sold Car Finance

Identifying whether your car finance or PCP agreement was mis-sold is essential to ensuring that you are not burdened by unfair financial commitments. One critical sign of mis-selling by Nova or any other dealership is the failure to disclose commission. If Nova earned a commission for recommending a particular finance deal without transparently informing you, this could indicate a mis-sold agreement. Moreover, a lack of clarity regarding terms such as interest rates, balloon payments, or total repayment costs is another red flag. Misunderstanding these crucial elements due to insufficient explanation suggests that the agreement may not have been fully or fairly presented. Assess whether Nova or the finance provider conducted appropriate checks on your financial circumstances. If you were approved for finance despite having a low income, poor credit history, or significant existing debts, it could be a case of irresponsible lending. Furthermore, if Nova employed high-pressure sales tactics that made you feel coerced into signing the agreement, this could also be indicative of mis-selling. High-pressure tactics can often push customers into accepting deals not in their best interest. Finally, if you were led to believe that you would own the vehicle outright at the end of a PCP agreement, without a clear explanation of the necessary balloon payment, miscommunication from Nova or a misunderstanding of PCP terms might have occurred. Ensuring that all terms of a car finance agreement are clearly explained and voluntarily accepted is key to a fair transaction.

Signs That Your Car Finance or PCP Agreement Was Mis-Sold by Nova

Identifying whether your car finance or PCP deal was mis-sold can be challenging. Here are some common signs to look out for:

1. You Were Not Informed About Commission
   If the dealership didn’t disclose that they were earning a commission for recommending a specific finance deal, you may have been mis-sold.
2. The Terms Were Not Properly Explained
   Were you unsure about the interest rates, balloon payment, or total repayment costs? If these weren’t clearly explained, the agreement might have been mis-sold.
3. You Couldn’t Afford the Repayments
   If you were approved for car finance despite having a low income, poor credit history, or significant existing debts, this could constitute irresponsible lending.
4. You Felt Pressured Into the Agreement
   High-pressure sales tactics from the dealership or lender can lead to customers agreeing to deals that aren’t in their best interest.
5. You Were Misled About PCP Terms
   If you were under the impression that you would own the car at the end of a PCP agreement without understanding the balloon payment, the deal may not have been properly explained.

We can help you make a Claim for Mis-sold PCP by Nova

At Facility Review LTD, we are committed to guiding you through the process of making a claim for mis-sold Personal Contract Purchase (PCP) agreements by Nova. Our expertise in handling such claims means you can trust us to champion your rights, ensuring that you receive the justice and compensation you deserve if you’ve been mis-sold a PCP by Nova. Our services are structured on a “no win, no fee” basis, which means you will only pay for our services if we successfully recover compensation on your behalf. This risk-free approach allows you to proceed confidently, knowing that our interests are completely aligned with yours in achieving a favorable outcome. With years of experience in consumer protection, our dedicated team is well-versed in the intricacies of PCP agreements and the common pitfalls that lead to mis-selling. We understand the importance of transparency and comprehensive support through this process. To initiate your claim, all it takes is a simple click of the button to get started. Our user-friendly online platform will guide you through the necessary steps to ensure that we have all the relevant information to build a strong case. Once you initiate the process, we dedicate ourselves to simplifying the claims journey for you, alleviating any stress and legal complexities. Trust Facility Review LTD to manage your claim, delivering expertise and dedication every step of the way, all with the assurance of our no win, no fee policy.