Progressive Money PCP Refund 2025 Claim for Mis-sold Car Finance

Identifying whether your car finance or PCP agreement was mis-sold by Progressive Money can be challenging, but several indicators can help. One of the most common signs is the lack of disclosure about commissions. If Progressive Money did not inform you that they were receiving a commission for steering you towards a particular finance deal, this omission might mean that your agreement was mis-sold. Additionally, if the terms, such as interest rates, balloon payments, or total repayment costs, were not adequately clarified, there is a risk that Progressive Money might not have properly communicated the full scope of your financial commitments. Another red flag is being approved for car finance you clearly couldn’t afford, particularly if you have a low income, adverse credit history, or existing debt, suggesting possible irresponsible lending practices by Progressive Money. Moreover, encountering high-pressure sales tactics from the dealership or lender could lead to agreeing on deals unfavorable to you, potentially indicating that Progressive Money may have pushed your consent without fully considering your best interest. Lastly, if you were misled to believe ownership of the vehicle at the end of a PCP agreement was assured without understanding crucial details like the balloon payment, the agreement was likely not thoroughly articulated. Being aware of these signs arms you with the necessary insight to address possible grievances, ensuring that any issues with Progressive Money are duly rectified.

Signs That Your Car Finance or PCP Agreement Was Mis-Sold by Progressive Money

Identifying whether your car finance or PCP deal was mis-sold can be challenging. Here are some common signs to look out for:

1. You Were Not Informed About Commission
   If the dealership didn’t disclose that they were earning a commission for recommending a specific finance deal, you may have been mis-sold.
2. The Terms Were Not Properly Explained
   Were you unsure about the interest rates, balloon payment, or total repayment costs? If these weren’t clearly explained, the agreement might have been mis-sold.
3. You Couldn’t Afford the Repayments
   If you were approved for car finance despite having a low income, poor credit history, or significant existing debts, this could constitute irresponsible lending.
4. You Felt Pressured Into the Agreement
   High-pressure sales tactics from the dealership or lender can lead to customers agreeing to deals that aren’t in their best interest.
5. You Were Misled About PCP Terms
   If you were under the impression that you would own the car at the end of a PCP agreement without understanding the balloon payment, the deal may not have been properly explained.

We can help you make a Claim for Mis-sold PCP by Progressive Money

At Facility Review LTD, we specialize in assisting customers with mis-sold personal contract purchase (PCP) agreements, ensuring you receive the rightful compensation you deserve. If you believe you have been mis-sold a PCP by Progressive Money, our expert team is here to simplify the claims process for you. With financial and legal expertise at your fingertips, we swiftly assess your case to provide a tailored approach that addresses your specific situation. Our commitment to you is straightforward: no win, no fee. This means you can pursue your claim with the confidence that our interests are aligned with yours; we only succeed when you do. Our streamlined process is designed to remove the complexities and stress often associated with financial claims. By simply clicking the button on our platform, you initiate the process, setting yourself on the path to potentially reclaiming what is rightfully yours. Throughout the journey, Facility Review LTD ensures a transparent and supportive experience, providing updates and expert guidance at every step. Our goal is to empower consumers by holding financial institutions accountable and correcting any grievances you have experienced. Trust in our professional service to provide you with the peace of mind that your case is being handled efficiently and competently. Let Facility Review LTD be your ally in navigating the path to a successful mis-sold PCP claim with Progressive Money. Click the button today to get started and take the first step towards resolution.