Shogun PCP Refund 2025 Claim for Mis-sold Car Finance

Identifying whether your car finance or PCP (Personal Contract Purchase) agreement was mis-sold by Shogun involves assessing several critical factors that can indicate a problematic transaction. First, transparency regarding commissions is essential. If Shogun or the associated dealership failed to inform you that they were earning a commission for recommending a specific finance option, this lack of disclosure could indicate a mis-selling issue. Furthermore, the clarity with which the terms of the agreement were communicated is crucial. If you found yourself uncertain about key elements such as interest rates, balloon payments, or the overall cost of repayments, it suggests that Shogun might not have provided adequate information. Another sign of a potentially mis-sold agreement is if Shogun approved your finance application despite obvious affordability concerns. This includes situations where you had a low income, poor credit, or existing financial commitments, thereby reflecting possibly irresponsible lending practices. Additionally, if you experienced undue pressure from Shogun’s representatives to agree to the contract, this aggressive sales technique could have led you to enter into an unfavorable deal. Lastly, a common issue arises from misunderstandings regarding PCP terms, particularly the car’s ownership at the agreement’s end. If Shogun misled you into believing you would automatically own the vehicle without addressing the balloon payment, this might constitute a purposeful omission of critical information. Identifying these red flags can help consumers challenge potentially mis-sold finance deals and seek proper resolutions.

Signs That Your Car Finance or PCP Agreement Was Mis-Sold by Shogun

Identifying whether your car finance or PCP deal was mis-sold can be challenging. Here are some common signs to look out for:

1. You Were Not Informed About Commission
   If the dealership didn’t disclose that they were earning a commission for recommending a specific finance deal, you may have been mis-sold.
2. The Terms Were Not Properly Explained
   Were you unsure about the interest rates, balloon payment, or total repayment costs? If these weren’t clearly explained, the agreement might have been mis-sold.
3. You Couldn’t Afford the Repayments
   If you were approved for car finance despite having a low income, poor credit history, or significant existing debts, this could constitute irresponsible lending.
4. You Felt Pressured Into the Agreement
   High-pressure sales tactics from the dealership or lender can lead to customers agreeing to deals that aren’t in their best interest.
5. You Were Misled About PCP Terms
   If you were under the impression that you would own the car at the end of a PCP agreement without understanding the balloon payment, the deal may not have been properly explained.

We can help you make a Claim for Mis-sold PCP by Shogun

At Facility Review LTD, we are committed to assisting you in navigating the complexities of financial claims, specifically when it comes to potential cases of mis-sold Personal Contract Purchase (PCP) agreements by Shogun. Many consumers are unfortunately unaware of the discrepancies and misleading terms that may be embedded in their contracts, leading to unwarranted financial burdens. Our expert team is here to meticulously review your PCP agreement, identify any grounds for a claim, and guide you through the process with precision and clarity. We operate on a no win, no fee basis, underscoring our firm belief in the merit of your case and ensuring that you face no upfront costs or financial risk. This means that if your claim is unsuccessful, you won’t owe us a penny, allowing you to proceed with confidence and peace of mind. Our streamlined process begins with a simple click of the button on our website, initiating your claim with ease and without hassle. The initial step is crucial in setting the groundwork for your potential compensation, and our user-friendly platform is designed to facilitate this effortlessly. With Facility Review LTD, you have a trusted ally in seeking justice and rectifying any financial discrepancies caused by a mis-sold PCP. Act now to secure the resolution you deserve. Click the button to get started on your claim today, and let us provide the support and expertise you need to navigate this process effectively.